IBM’s Monthly Health Dimensions Sweepstakes

Official Rules

NO PURCHASE NECESSARY. A PURCHASE OR PAYMENT OF ANY KIND WILL NOT INCREASE YOUR CHANCES OF WINNING.

1. Eligibility: IBM’s Monthly Health Dimensions Sweepstakes (the “Sweepstakes”) is open only to employees of IBM Corporation who are invited to participate (or eligible dependents/spouses of such IBM Corporation employees) and who are legal residents of the fifty (50) United States and the District of Columbia, at least eighteen (18) years old at the time of entry. Employees of Welltok, Inc., HelloWorld, Inc., and their parent and affiliate companies as well as the immediate family (spouse, parents, siblings and children) and household members of each such employee are not eligible. The Sweepstakes is subject to all applicable federal, state, and local laws and regulations and is void where prohibited. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Sponsor’s decisions, which are final and binding in all matters related to the Sweepstakes. Winning a prize is contingent upon fulfilling all requirements set forth herein.

2. Sponsor: Welltok, Inc., 1675 Larimer Street, Suite 300, Denver, CO 80202.

3. Timing: The Sweepstakes begins on May 8, 2015 at 12:00 a.m. Eastern Time ("ET"), ends on September 30, 2015 at 11:59 p.m. ET (the "Promotion Period"), and consists of five (5) monthly entry periods (each a “Monthly Entry Period” as outlined in the table below) and a grand prize entry period, which spans the length of the Promotion Period.

   Monthly Entry Period	Start Date (at 12:00 a.m. ET)	End Date (at 11:59 p.m. ET)	Approximate Drawing Date
   May	May 8, 2015	May 31, 2015	June 8, 2015
   June	June 1, 2015	June 30, 2015	July 8, 2015
   July	July 1, 2015	July 31, 2015	August 7, 2015
   August	August 1, 2015	August 31, 2015	September 8, 2015
   September	September 1, 2015	September 31, 2015	October 7, 2015

   Sponsor’s computer is the official time-keeping device for the Sweepstakes.

   How to Enter: During any Entry Period, visit cafewell.com/ibm and follow the links and instructions to log in to or create your CaféWell account (your “Account”). The Account is free but subject to the Terms of Use at https://www.cafewell.com/pages/terms. Then, engage with the available monthly health dimension (Mental, Physical, Social, Purpose, or Financial), and you will automatically receive one (1) entry into the Sweepstakes drawing for the applicable Monthly Entry Period and one (1) entry into the Grand Prize drawing. If you wish to engage with the monthly health dimensions without receiving any entries into the Sweepstakes, click the “opt out” button in the sweepstakes banner on the CaféWell homepage or at the bottom of the Monthly Health Dimensions page.

   Limit: You may enter one (1) time per Monthly Entry Period and, by doing so, you may earn up to five (5) entries total into the Grand Prize drawing. Multiple entrants are not permitted to share the same email address. Any attempt by any entrant to obtain more than the stated number of entries by using multiple/different Accounts, email addresses, identities, registrations and logins, or any other methods will void that entrant's entries and that entrant may be disqualified. Use of any automated system to participate is prohibited and will result in disqualification. In the event of a dispute as to any registration, the authorized account holder of the email address used to register will be deemed to be the entrant. The “authorized account holder” is the natural person assigned an email address by an Internet access provider, online service provider or other organization responsible for assigning email addresses for the domain associated with the submitted address. Each potential winner may be required to show proof of being an authorized account holder.

4. Drawings: Sponsor’s decisions as to the administration and operation of the Sweepstakes and the selection of the potential winners are final and binding in all matters related to the Sweepstakes. Sponsor will randomly select the potential First Prize winners from all eligible entries received during the applicable Monthly Entry Period on or around the dates outlined in the table in Section 3. Non-winning entries will not be included in drawings for subsequent Monthly Entry Periods. Sponsor will randomly select the potential Grand Prize winners from all eligible entries received during the Promotion Period, on or around October 7, 2015. The potential winners will be notified by email, and each will be required to respond and confirm his/her valid email address and intent to accept the prize and the associated tax obligations within five (5) days of the date notice or attempted notice is sent. If a potential winner of any prize cannot be contacted, fails to respond with the requested information within the required timeframe, or the prize is returned as undeliverable, the potential winner forfeits his/her prize. Receiving a prize is contingent upon compliance with these Official Rules. In the event that a potential winner is disqualified for any reason, Sponsor will award the applicable prize to an alternate winner by random drawing from among all remaining eligible entries. Only three (3) alternate drawings will be held, after which the prize will remain un-awarded. Prizes will be fulfilled via email approximately 8-10 weeks after winner confirmation.

5. Prizes: TEN (10) GRAND PRIZES:: A $350 Apple® digital gift card. Approximate Retail Value (“ARV”): $350.

   TWENTY-FIVE (25) FIRST PRIZES (five (5) per Monthly Entry Period): A $50 gift card determined by the Sponsor in its sole discretion. ARV: $50.

   Terms and conditions of all gift cards apply. If a winner is an employee of IBM Corporation, the value of his/her prize will be reported to IBM Corporation and taxed on his/her Form W-2 for 2015. Prizes are non-transferable and no substitution will be made except as provided herein at the Sponsor’s sole discretion. Sponsor reserves the right to substitute a prize for one of equal or greater value if the designated prize should become unavailable for any reason. Winners are responsible for all taxes and fees associated with prize receipt and/or use. Odds of winning a First Prize depend on the number of eligible entries received during the applicable Monthly Entry Period. Odds of winning a Grand Prize depend on the number of eligible entries received during the Promotion Period. Sponsor is not responsible for complaints or issues regarding digital gift cards (claims that digital gift card is invalid, insufficient, etc.), and winners should address any such issues with the issuer of the digital gift card. Limit: One (1) Grand Prize and one (1) First Prize per person.

6. Release: By receipt of any prize, winners agree to release and hold harmless Sponsor, IBM Corporation, HelloWorld, Inc., and their respective subsidiaries, affiliates, suppliers, distributors, advertising/promotion agencies, and prize suppliers, and each of their respective parent companies and each such company’s officers, directors, employees and agents (collectively, the “Released Parties”) from and against any claim or cause of action, including, but not limited to, personal injury, death, or damage to or loss of property, arising out of participation in the Sweepstakes or receipt or use or misuse of any prize.

7. Publicity: Except where prohibited, participation in the Sweepstakes constitutes each winner’s consent to Sponsor’s and its agents’ use of winner’s name, likeness, photograph, voice, opinions and/or hometown and state for promotional purposes in any media, worldwide, without further payment or consideration.

8. General Conditions: Sponsor reserves the right to cancel, suspend and/or modify the Sweepstakes, or any part of it, if any fraud, technical failures, human error or any other factor impairs the integrity or proper functioning of the Sweepstakes, as determined by Sponsor in its sole discretion. In such event, Sponsor, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for any or all of the prizes offered herein. Sponsor reserves the right, in its sole discretion, to disqualify any individual it finds to be tampering with the entry process or the operation of the Sweepstakes or to be acting in violation of the Official Rules of this or any other promotion or in an unsportsmanlike or disruptive manner. Any attempt by any person to deliberately undermine the legitimate operation of the Sweepstakes may be a violation of criminal and civil law, and, should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law. Sponsor’s failure to enforce any term of these Official Rules shall not constitute a waiver of that provision.

9. Limitations of Liability: The Released Parties are not responsible for: (1) any incorrect or inaccurate information, whether caused by entrants, printing errors or by any of the equipment or programming associated with or utilized in the Sweepstakes; (2) technical failures of any kind, including, but not limited to malfunctions, interruptions, or disconnections in phone lines or network hardware or software; (3) unauthorized human intervention in any part of the entry process or the Sweepstakes; (4) technical or human error which may occur in the administration of the Sweepstakes or the processing of entries; (5) late, lost, undeliverable, damaged or stolen mail; or (6) any injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from entrant’s participation in the Sweepstakes or receipt or use or misuse of any prize. If for any reason an entrant's entry is confirmed to have been erroneously deleted, lost, or otherwise destroyed or corrupted, entrant’s sole remedy is another entry in the Sweepstakes, if it is possible. No more than the stated number of prizes will be awarded. In the event that production, technical, seeding, programming or any other reasons cause more than the stated number of prizes as set forth in these Official Rules to be available and/or claimed, Sponsor reserves the right to award only the stated number of prizes by a random drawing among all legitimate, un-awarded, eligible prize claims.

10. Disputes: Except where prohibited, entrant agrees that: (1) any and all disputes, claims and causes of action arising out of or connected with this Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the United States District Court for the Eastern District of Michigan (Southern Division) or the appropriate Michigan State Court located in Oakland County, Michigan; (2) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorneys’ fees; and (3) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim, indirect, punitive, incidental and consequential damages and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the entrant and Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Michigan without giving effect to any choice of law or conflict of law rules (whether of the State of Michigan or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Michigan.

11. Entrant's Personal Information: Information collected from entrants is subject to Sponsor’s Privacy Policy https://www.cafewell.com/pages/terms#policy.

12. Winner List: The winner list will be available after winner confirmation is complete. For a winner list, send an email request to the Sponsor at solutions@cafewell.com by January 31, 2016.

© 2015 HelloWorld, Inc. All rights reserved.

Apple does not sponsor, endorse or approve the use of its products in connection with this Sweepstakes.